Overview
Fund Size (AUM)
₹5813.05 Cr
as on 05 Jul 2026
CAGR
5.60%
1 Year
as on 31 May 2026
Expense Ratio
1 %
as on 31 May 2026
Fund Age
7 years 5 months
since 22 Jan 2019
Exit Load
Nil
-NAV Performance
₹15.06
as on 06 Jul 2026Loading chart...
Summary
Scheme will aim to generate regular income and capital appreciation by investing in a portfolio of short term debt and money market instruments with relatively lower interest rate risk. The Scheme will maintain the Macaulay duration of the portfolio between 3 months and 6 months.
Investment Philosophy
- The investment process follows a top down approach taking into account aspects like interest rate view, term structure of interest rates, systemic liquidity, RBI’s policy stance, inflationary expectations, Government borrowing program, fiscal deficit, global interest rates, currency movements, etc.
- In-house research by the Investment Manager will emphasize on credit analysis, in order to determine credit risk.
Portfolio Positioning and Construction
- The Scheme will maintain the Macaulay duration of the portfolio between 3 months and 6 months.
- Quality of portfolio: The Fund Manager will invest in those debt securities that are rated investment grade by credit rating agencies or in unrated debt securities, which the Investment Manager believes to be of equivalent quality.
Exit Load
Nil
Minimum Investment Amount
SIP
₹ 500
Lumpsum
₹ 5,000
Calculators
₹
₹500
₹ 10 Lakhs
Worth of investments in last
This Fund
N.A.
0%
CRISIL Ultra Short Duration Debt A-I Index
N.A.
0%
CRISIL 1 Year T-Bill Index
N.A.
0%
**Past performance may or may not be sustained in future. For performance in SEBI format please refer returns section.
Holding Analysis
Key Measures ^
| Key Measures** | Fund | Benchmark |
|---|---|---|
| Standard Deviation | 0.32 | 0.29 |
| Sharpe Ratio | ||
| Portfolio Beta | 1.02 | NA |
| R Squared | 0.89 | NA |
| Treynor | 0.07 | NA |
| Jenson | -0.05 | NA |
| Portfolio Macauley Duration | 5.75 Months |
| Modified Duration | 5.57 Months |
| Average Maturity | 6.83 Months |
| YTM* | 7.91% |
Past performance may or may not be sustained in future. Different plans have different expense structure
Returns over the years
as on 31 May 2026
| Current value of ₹10,000 invested | ||||||
|---|---|---|---|---|---|---|
| Annualized (%) | CRISIL Ultra Short Duration Debt A-I IndexBenchmark(%) | CRISIL 1 Year T-Bill IndexAdditional Benchmark(%) | Scheme | CRISIL Ultra Short Duration Debt A-I IndexBenchmark(%) | CRISIL 1 Year T-Bill IndexAdditional Benchmark(%) | |
Since Inception 22 Jan 2019 | 5.56% | 6.30% | 5.77% | ₹14,891 | ₹15,677 | ₹15,104 |
| Last 1 Year | 5.60% | 6.15% | 3.97% | ₹10,558 | ₹10,613 | ₹10,396 |
| Last 3 Years | 6.48% | 7.11% | 6.34% | ₹12,070 | ₹12,287 | ₹12,023 |
| Last 5 Years | 5.63% | 6.34% | 5.60% | ₹13,146 | ₹13,594 | ₹13,129 |
Disclaimer: .
Past performance may or may not be sustained in future. Different plans have different expense structure
Fund Managers
Amit Somani
Managing since 15 Oct 2025
Dhawal Joshi
Managing since 15 Oct 2025
Riskometer
This product is suitable for investors who are seeking* :
- Regular Income Over Short Term
- Investment in Debt & Money Market instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.
** Investors should understand that their principal will be at Moderate risk
Potential Risk Class Matrix
B–III
is the potential risk class matrix of Tata Ultra Short Term Fund based on interest rate & credit risk.
