Overview

Very High Risk
Fund Size (AUM)
₹8117.94 Cr
as on 08 Nov 2026
CAGR
0.49%
as on 30 Sept 2026
Expense Ratio
0.49 %
as on 30 Sept 2026
Fund Age
7 years 9 months
since 28 Jan 2019
Exit Load
0.50% of NAV
Within 30 days

Summary

Tata Balanced Advantage Fund seeks capital appreciation opportunities and income distribution through investments in a mix of Equity, Arbitrage and Debt portfolios. The goal is to manoeuvre investment allocation as per prevailing market conditions and make money work harder.


Investment Philosophy

  • The fund focuses on Maintaining balance between stability of the portfolio in current times and beta of the portfolio in case the pace of the recovery surprises positively. 
  • On the basis of forward and trailing PE valuations the equity allocations are arrived at. These allocations are then subject to ±10% variation depending on fund manager outlook on the following:
    • Correlation with select global markets
    • Market Momentum using price-based indicators to avoid early entry/exits in a directional market
    • Volatility implied by volumes indicating extreme situations of fear vs complacency

Portfolio Positioning and Construction

  1. Advantage: Seeks to provide capital appreciation, regular income, downside protection through different asset classes.
  2. Model Based: Allocation based on model to capture market trends extensively.
  3. Valuation Impact: Average of Trailing and Forward P/E of Nifty 50
  4. Macro Factors: Equity Allocations subject to Global Correlation, Market Momentum & Volatility

Exit Load

Redemption/Switchout/SWP/STP:
1. On or before 30 days from the date of allotment: 0.50%.
2. After 30 days from the date of allotment: NIL.


Minimum Investment Amount

SIP

₹ 100

Lumpsum

₹ 5,000

Calculators

₹

₹100

₹ 10 Lakhs

Worth of investments in last

This Fund

N.A.

0%

CRISIL Hybrid 50+50 - Moderate Index

N.A.

0%

Nifty 50 TRI

N.A.

0%

**Past performance may or may not be sustained in future. For performance in SEBI format please refer returns section.

Holding Analysis

Key Measures ^

Holding Analysis Key Measures
Key Measures**FundBenchmark
Standard Deviation8.838.37
Sharpe Ratio0.120.31
Portfolio Beta1.01NA
R Squared0.97NA
Treynor0.09NA
Jenson-0.13NA
Portfolio Macauley Duration4.41 Years
Modified Duration4.23 Years
Average Maturity8.06 Years
YTM*7.92%
Past performance may or may not be sustained in future. Different plans have different expense structure

Holdingsas on 30 Sep 2026

Reliance Industries Ltd.4.21%
HDFC Bank Ltd.3.07%
Bharti Airtel Ltd.3.01%
ICICI Bank Ltd.2.44%
Larsen & Toubro Ltd.2.00%

Sectorsas on 30 Sep 2026

Financial Services22.97%
Oil, Gas & Consumable Fuels6.10%
Healthcare5.39%
Metals & Mining3.72%
Automobile And Auto Components3.33%

Returns over the years

as on 30 Sept 2026
Current value of ₹10,000 invested
Annualized (%)CRISIL Hybrid 50+50 - Moderate IndexBenchmark(%)Nifty 50 TRIAdditional Benchmark(%)SchemeCRISIL Hybrid 50+50 - Moderate IndexBenchmark(%)Nifty 50 TRIAdditional Benchmark(%)

Since Inception

28 Jan 2019

11.22%10.58%11.62%₹22,627₹21,638₹23,260
Last 1 Year0.49%0.23%-7.09%₹10,049₹10,023₹9,291
Last 3 Years7.49%7.83%6.05%₹12,424₹12,542₹11,931
Last 5 Years8.30%7.20%6.37%₹14,900₹14,161₹13,621
Disclaimer:
Past performance may or may not be sustained in future. Different plans have different expense structure
.

Fund Managers

Rahul Singh Image

Rahul Singh

Managing since 09 Jan 2019

Sailesh Jain Image

Sailesh Jain

Managing since 09 Jan 2019

Amit Somani Image

Amit Somani

Managing since 01 Jun 2026

Murthy Nagarajan Image

Murthy Nagarajan

Managing since 01 Jun 2026

Riskometer

This product is suitable for investors who are seeking* :

  • Capital Appreciation along with generation of income over medium to long term period. 
  • Predominant investment in equity and equity related instruments as well as in debt and money market instruments.
Scheme riskometer: Very High
Benchmark riskometer: High

** Investors should understand that their principal will be at Very High risk

Scheme Documents

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