Question 1

What is Tata Multi Asset Allocation Fund?

Accepted Answer

Tata Multi Asset Allocation Fund is a mutual fund scheme that invests across multiple asset classes such as equities, debt, gold or other commodities, and units of REIT & INVIT. Its objective is to provide investors with diversified exposure and potential risk-adjusted returns by spreading investments across different segments of the market.

Question 2

How does a multi-asset allocation fund work?

Accepted Answer

A multi-asset allocation fund works by investing in a mix of asset classes. The fund manager strategically allocates assets among equity, fixed income, and other categories (such as gold or real estate), adjusting the proportions based on market conditions and outlook. This approach seeks to reduce risk and volatility while aiming for potential returns.

Question 3

What asset classes does Tata Multi Asset Allocation Fund invest in?

Accepted Answer

The fund typically invests in equities (stocks), fixed income securities (bonds, money market instruments), and commodities (like gold).

Question 4

What are the advantages of multi-asset investing?

Accepted Answer

The advantages of multi-asset investing include:

Diversification: Spreading investments across multiple asset classes helps reduce overall portfolio risk.
Risk Management: Losses in one asset class may be offset by gains in another.
Consistency: Multi-asset funds aim to provide more potential returns across market cycles.
Professional Management: Experienced fund managers actively manage the asset allocation based on market trends.

Question 5

Who should consider investing in Tata Multi Asset Allocation Fund?

Accepted Answer

Investors who are looking for a balanced approach to investing, prefer diversification, wish to manage risk, and seek long-term capital appreciation may consider this fund. It suits those who do not want to actively manage multiple investments themselves.

Question 6

How does Tata Multi Asset Allocation Fund manage market volatility?

Accepted Answer

The fund manages volatility by dynamically adjusting exposure to various asset classes based on market conditions. By reallocating assets in response to changes in the market, the fund aims to generate returns while reducing the impact of adverse movements in any one segment.

Question 7

What is the benchmark of Tata Multi Asset Allocation Fund?

Accepted Answer

The benchmark is a composite index reflecting the proportionate allocation to equity, debt, and commodity segments as per the scheme's investment strategy. For this fund, the benchmark is:

65% BSE 200 + 15% CRISIL Short Term Bond Fund Index + 20% iCOMDEX Composite Index (Total Return variant of the index (TRI) will be used for performance comparison).

Question 8

What is the investment strategy of Tata Multi Asset Allocation Fund?

Accepted Answer

The fund follows a strategy of diversified investment across multiple asset classes. The allocation to each asset category is actively managed and periodically rebalanced to generate returns while managing risk according to the schemeâs objectives.

Question 9

How to start investing in Tata Multi Asset Allocation Fund?

Accepted Answer

You can start by filling out the application form online or offline, completing KYC (Know Your Customer) requirements, and investing through authorized distributors, the fund houseâs website, or platforms like mutual fund apps and banks.

Question 10

What is the minimum SIP amount for Tata Multi Asset Allocation Fund?

Accepted Answer

The minimum SIP (Systematic Investment Plan) amount is Rs.100.

Key Measures**	Fund	Benchmark
Standard Deviation	7.86	9.39
Sharp Ratio	0.98	0.65
Portfolio Beta	0.72	NA
R Squared	0.79	NA
Treynor	0.9	NA
Jenson	0.27	NA

Portfolio Macauley Duration
Modified Duration
Average Maturity
YTM*	NA

				Current value of ₹10,000 invested
	Annualized (%)	65% BSE 200 TRI + 15% CRISIL Short Term Bond Index + 20% iCOMDEX Composite IndexBenchmark(%)	Nifty 50 TRIAdditional Benchmark(%)	Scheme	65% BSE 200 TRI + 15% CRISIL Short Term Bond Index + 20% iCOMDEX Composite IndexBenchmark(%)	Nifty 50 TRIAdditional Benchmark(%)
Since Inception	18.69%	15.32%	16.59%	₹25,618	₹21,874	₹23,225
Last 5 Years	18.57%	16.10%	17.92%	₹23,422	₹21,085	₹22,786
Last 3 Years	15.53%	11.86%	12.49%	₹15,419	₹13,997	₹14,236
Last 1 Year	4.69%	2.51%	-2.01%	₹10,468	₹10,250	₹9,799

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