Expecting returns from mutual funds requires setting realistic goals aligned with your financial situation and risk tolerance.  

Rahul Singh, CIO – Equities at Tata Mutual Fund, stresses the need to set realistic return expectations for mutual funds. Returns can vary with market conditions, so a disciplined, long-term approach helps manage investment comfort and align with financial goals.  

Consistency and understanding market dynamics support balanced decisions without expecting quick gains. It’s important to consider your risk tolerance and financial plans when evaluating potential outcomes. 

If you’re wondering how to choose the right mutual fund in 2025, focus on key factors like fund objectives, consistency, and risk-adjusted returns.

Rahul Singh, CIO – Equities at Tata Mutual Fund, suggests considering fund objectives, past consistency, and risk-adjusted returns when selecting a mutual fund. These factors can help align choices with your investment goals and risk comfort.

2025 mein invest kahan karein? Strategy pe focus karo!

Looking for where to invest in 2025? With evolving market conditions, exploring different sectors and investment approaches may help align with your financial preferences.  

Rahul Singh, CIO – Equities at Tata Mutual Fund, shares key principles that may support a disciplined investment approach. He highlights the importance of Systematic Investment Plans (SIPs), asset allocation, and long-term planning. Instead of chasing trends or trying to time the market, focusing on strategy and aligning with your financial goals and risk tolerance may help you navigate market variations more effectively.

Market sasta ho ya mehenga? Simple valuation checklist yeh hai👆

Valuation basics involve methods to estimate an asset’s worth, helping investors assess fair pricing by analyzing earnings, cash flow, and market conditions.

Rahul Singh, CIO – Equities at Tata Mutual Fund, shares how investors can observe market valuations by using indicators like P/E ratios and market sentiment to support informed decision-making. 

Interest rate cuts ka mutual funds pe bhi impact padta hai!

Interest rate cuts can influence borrowing costs, corporate earnings, and investor sentiment, which may affect equity and hybrid funds. Understanding these effects can help in evaluating portfolio alignment with market changes.

Rahul Singh, CIO at Tata Mutual Fund, explains how interest rate cuts may affect equity and hybrid funds, influencing market dynamics and helping investors align portfolios with their risk tolerance and goals.

Focusing only on equity? Know why asset allocation could be key for smart investing.  

Rahul Singh, CIO – Equities at Tata Mutual Fund, highlights the role of asset allocation in constructing a diversified investment portfolio. Instead of focusing only on equities, asset allocation involves distributing investments across different asset classes such as equity, debt, and cash equivalents.  

This approach is often considered when aiming to align investments with one’s financial goals and risk profile. While outcomes can vary, diversification is viewed as a way to manage exposure to market volatility. 

Value investing sirf stock picking nahi, mutual funds se bhi hota hai.

Value investing is an approach that involves identifying stocks that appear to be trading below their assessed intrinsic value. It focuses on companies that may have solid fundamentals but are currently priced lower by the market. This strategy is often used by investors who prefer a research-based method rather than relying on short-term market trends. Outcomes may vary, and like all investment approaches, it carries certain risks.

Rahul Singh, CIO – Equities at Tata Mutual Fund, shares how value-style mutual funds follow a research-driven approach by focusing on reasonably valued, fundamentally strong companies. 

Confused between multi-cap vs flexi-cap mutual funds?

Rahul Singh, CIO – Equities at Tata Mutual Fund, explains the key differences. Multi-cap funds follow fixed allocations across large, mid, and small-cap stocks. Flexi-cap funds allow managers to adjust investments across market caps based on market conditions. Knowing these differences can help you decide which fund type aligns better with your investment approach and goals. 

An Arbitrage fund is a mutual fund that seeks to benefit from price differences between cash and derivatives markets. It typically involves lower risk compared to other equity funds but may offer moderate returns.

Rahul Singh, CIO – Equities at Tata Mutual Fund, shares how these funds may suit conservative investors seeking relatively stable outcomes with tax-efficient returns. 

Is passive investing here to stay?  

Passive investing is a low-maintenance strategy where you invest in a broad market index, aiming for growth over time without frequent buying or selling. It’s a smart, hands-off approach designed for investors who prefer simplicity and long-term gains.  

Rahul Singh, CIO – Equities at Tata Mutual Fund, explains how this approach is becoming popular among mutual fund investors. By tracking market indices rather than actively selecting stocks, passive investing typically involves lower costs and a simpler process. While it may not guarantee high returns, it offers an efficient way for investors to stay invested over time with less hands-on management. 

Bacche ki education planning mutual fund ke saath? Bilkul!

A child's education plan helps you prepare financially for future academic expenses. By setting clear goals and exploring the right investment options, you can start early and stay on track to support your child’s educational journey with confidence.

In this video, Rahul Singh, CIO – Equities at Tata Mutual Fund, simplifies how mutual funds and SIPs can be smart option for parents looking to build a long-term, goal-oriented plan for their child’s education. 

Index funds mein invest karne se pehle yeh 3-4 baatein yaad rakhna!  

Index funds are passively managed mutual funds that aim to replicate the performance of a specific market index. They’re known for being low-cost, transparent, and easy to understand, making them a popular choice for long-term investors.

Rahul Singh, CIO – Equities at Tata Mutual Fund, shares key index fund basics, from broad market indices to sector-specific options. A simple, smart take on understanding the index investing. 

Kabhi small caps chad rahe hote hain, kabhi large caps. Toh right time kya hai?

In this video, Rahul Singh, CIO – Equities at Tata Mutual Fund, discusses the concept of market caps and shares insights on how diversifying across segments may contribute to a more balanced investment strategy.

Small caps bring growth potential; large caps offer relative stability. Learn how understanding the characteristics of each can help you take a more informed approach to building a diversified investment portfolio based on your risk appetite.

Market upar neeche hota rehta hai. Par har cycle kuch sikhata hai.

Rahul Singh, CIO – Equities, Tata Mutual Fund, shares how understanding market cycles can offer valuable insights for making informed decisions. While volatility is natural, staying invested through different phases may help investors gain perspective and patience. Discover how being aware of bazaar ke utaar-chadhaav could support a more balanced investment approach.