Tata gilt fund Direct Growth - Tata Mutual Fund

Overview

Fund Size (AUM)

₹669.81 Cr

as on 27 Oct 2026

CAGR

2.56%

as on 30 Sept 2026

Expense Ratio

0.24 %

as on 30 Sept 2026

Fund Age

27 years 1 months

since 06 Sept 1999

Exit Load

Nil

NAV Performance

₹88.66

as on 27 Oct 2026

Summary

An open-ended debt scheme investing predominantly in government securities across maturity. A Relatively High Interest Rate Risk and Relatively Low Credit Risk. The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities.

Investment Philosophy

The scheme shall invest predominantly in Government securities and Money Market instruments. The Scheme will study the macro economic conditions, including the political, economic environment and factors affecting Liquidity and interest rates. The Scheme would use this analysis to attempt to predict the likely direction of interest rates and position the portfolio appropriately to take advantage of the same. The Scheme will purchase securities in the public offerings, as well as those traded in the secondary markets. On occasions, if deemed appropriate, the Scheme may also participate in auction of Government Securities. The Scheme would invest in Money Market instruments based on various criteria like sound professional management, track record, industry scenario, growth prospectus, liquidity of the securities, etc. and rated by a recognized authority like CRISIL, ICRA Limited, CARE etc.

Portfolio Positioning and Construction

Focus – Liquidity & Accrual through Government Securities
AIM - Create a flexible duration fund with sovereign risk or zero credit risk
Safety - Investing in government securities ensures negligible risk in the portfolio
Horizon - Ideal for investors with 3+ years of investment horizon

Exit Load

Nil (w.e.f. 2nd November, 2018)

Minimum Investment Amount

SIP

₹ 500

Lumpsum

₹ 5,000

Calculators

Monthly Investment

₹

₹500

₹ 10 Lakhs

Worth of investments in last

This Fund

N.A.

CRISIL Dynamic Gilt Index (AIII)

N.A.

CRISIL 10 Year Gilt Index

N.A.

**Past performance may or may not be sustained in future. For performance in SEBI format please refer returns section.

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Rolling Return Calculator

Point to Point Calculator

Holding Analysis

Key Measures ^

Holding Analysis Key Measures
Key Measures**	Fund	Benchmark
Standard Deviation	4.52	3.42
Sharpe Ratio
Portfolio Beta	1.23	NA
R Squared	0.92	NA
Treynor	-0.01	NA
Jenson	-0.14	NA

Portfolio Macauley Duration	10.37 Years
Modified Duration	9.99 Years
Average Maturity	24.95 Years
YTM*	7.64%

Past performance may or may not be sustained in future. Different plans have different expense structure

Returns over the years

as on 30 Sept 2026

				Current value of ₹10,000 invested
	Annualized (%)	CRISIL Dynamic Gilt Index (AIII)Benchmark(%)	CRISIL 10 Year Gilt IndexAdditional Benchmark(%)	Scheme	CRISIL Dynamic Gilt Index (AIII)Benchmark(%)	CRISIL 10 Year Gilt IndexAdditional Benchmark(%)
Since Inception 06 Sep 1999	7.66%	7.26%	6.23%	₹27,607	₹26,224	₹22,973
Last 1 Year	2.56%	2.66%	1.33%	₹10,256	₹10,266	₹10,133
Last 3 Years	6.28%	6.57%	6.17%	₹12,008	₹12,107	₹11,973
Last 5 Years	5.74%	5.57%	4.88%	₹13,222	₹13,114	₹12,694