Overview

Low to Moderate Risk
Fund Size (AUM)
₹0.00 Cr
as on NA
CAGR
NA
Expense Ratio
NA
as on NA
Fund Age
NA
since 15 Sept 2026
Exit Load
0.25% of NAV
On or Before 30 days

Summary

Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is an open-ended passive debt fund that seeks to replicate the performance of the CRISIL-IBX Financial Services 3-6 Months Debt Index, subject to tracking errors. The fund provides exposure to high-quality, AAA-rated financial services issuers through a portfolio of Certificates of Deposit (CDs), Commercial Papers (CPs), and Corporate Bonds with a targeted maturity profile of 3-6 months. The strategy aims to combine attractive accrual income, roll-down return potential, high liquidity, and relatively low interest rate and credit risk through a rules-based passive approach.


Investment Philosophy

The fund's investment philosophy is centered on delivering efficient short-term fixed income exposure through a transparent, rule-based passive strategy. Key pillars include:

  • High-Quality Credit Exposure: Invest exclusively in AAA-rated issuers from the financial services sector that meet predefined liquidity criteria. 
  • Accrual Plus Roll-Down Strategy: Capture attractive yields available in the 3-6 month segment while benefiting from potential roll-down gains as securities move down the maturity curve. 
  • Low Risk Framework: Maintain relatively low duration risk through short maturity exposure and avoid discretionary credit calls through passive index replication.

 Cost Efficient and Transparent: Follow a published index methodology, resulting in portfolio transparency and potentially lower costs compared to actively managed debt strategies.


Portfolio Positioning and construction

The fund is positioned as a short-duration cash management and treasury allocation solution for investors seeking: 

  • Better accrual potential than overnight or liquid fund-type alternatives. 
  • Exposure to the fundamentally strong financial services sector. 
  • High liquidity and high credit quality short duration debt instruments are considered while constructing the index. 
  • Limited interest rate sensitivity due to the 3-6 month maturity profile.

Exit Load

1. On or before 30 days from the date of allotment: 0.25%
2. After 30 days from the date of allotment: NIL


Minimum Investment Amount

SIP

₹ 500

Lumpsum

₹ 5,000

Holding Analysis

Composition by Ratings

Sorry! currently No Composition by Ratings data is available!

Key Measures ^

Key Measures**FundBenchmark
Standard Deviation
Sharpe Ratio
Portfolio Beta
R Squared
Treynor
Jenson
Portfolio Macauley Duration
Modified Duration
Average Maturity
YTM*NA
Past performance may or may not be sustained in future. Different plans have different expense structure

Maturity Ladder

Sorry! currently No Maturity Ladder data is available!

Instrument wise Composition

Sorry! currently No Instrument wise Composition data is available!

Fund Managers

Dhawal Joshi Image

Dhawal Joshi

Managing since 15 Sept 2026

Amit Somani Image

Amit Somani

Managing since 15 Sept 2026

Riskometer

This product is suitable for investors who are seeking* :

The investment objective of the scheme is to track the CRISIL-IBX Financial Services 3-6 Months Debt Index, subject to tracking errors.
However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved and the scheme does not assure or guarantee any returns.

Scheme riskometer: Low to Moderate
Benchmark riskometer: Low to Moderate

** Investors should understand that their principal will be at Low to Moderate risk

Potential Risk Class Matrix

A-1 is the potential risk class matrix of Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund based on interest rate & credit risk.

Scheme Documents

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