Overview

Very High Risk
Fund Size (AUM)
₹2700.71 Cr
as on 05 Jul 2026
CAGR
3.45%
as on 31 May 2026
Expense Ratio
0.6 %
as on 31 May 2026
Fund Age
4 years 11 months
since 04 Aug 2021
Exit Load
0.50% of NAV
Within 30 days

Summary

The investment objective of the scheme is to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.


Investment Philosophy

  • The fund aims to deploy the business cycle approach of investing to identify economic trends and invest in sectors and stocks that are likely to outperform.
  • During an expansion phase it will Buy either the sector leaders or Companies benefitting from the sectoral tailwinds during economic and business cycles.
  • During a contraction phase it will Invest in companies from sectors which provide cushion during downcycles.
  • We believe cycles have become shorter and a portfolio needs to adapt quickly to the changing environment. Hence, the need to have “Tata Business Cycle Fund” in your portfolio.

Portfolio Positioning and Construction

  • Each phase in the business cycle presents unique investment opportunities. Incorporating business cycles theme into investments helps make the most of the current economic environment
  • Recovery & Expansion- 
    • Investments that are more sensitive to faster economic growth and business activity will likely outperform. 
      • Stocks of midsize and small companies, as well as emerging market equities 
      • Younger, growth-oriented firms and industries 
    • Generally referred to as Cyclical Stocks 
      • Cyclical Stocks have a direct relationship to the economy. These are  Companies that make or sell discretionary items and services that are in demand when the economy is doing well.
      • These are stocks which do well during phases of increased consumption and high employment.  Capital Goods, Industrials and other high capex sectors tend to perform well during economic upcycle 
  • Slowdown & Recession
    • Defensive investments and those that are sensitive to falling interest rates have greater potential to outperform 
      • Stocks of larger and stable companies 
      • Businesses that experience steady consumer demand even during economic slowdowns 
    • Generally referred to as Defensive Stocks 
      • Defensive/Structural growth Stocks outperform the market when economic growth slows. They produce or distribute goods and services we always need. 
      • Characterized by low penetration i.e. long runway for growth, strong balance sheet and robust ESG track record.

Exit Load

Redemption/Switchout/SWP/STP/non-SIP
1. On or before 30 days from the date of allotment: 0.50%.
2. After 30 days from the date of allotment: NIL.


Minimum Investment Amount

SIP

100

Lumpsum

5,000

Calculators

100

₹ 10 Lakhs

Worth of investments in last

This Fund

N.A.

0%

Nifty 500 TRI

N.A.

0%

Nifty 50 TRI

N.A.

0%

**Past performance may or may not be sustained in future. For performance in SEBI format please refer returns section.

Holding Analysis

Key Measures ^

Key Measures**FundBenchmark
Standard Deviation15.813.4
Sharpe Ratio0.680.63
Portfolio Beta0.88NA
R Squared0.59NA
Treynor1.02NA
Jenson0.28NA
Past performance may or may not be sustained in future. Different plans have different expense structure

Holdingsas on 31 May 2026

Reliance Industries Ltd.4.82%
Metropolis Healthcare Ltd.4.33%
Jindal Steel Ltd.3.76%
Axis Bank Ltd.3.74%
Larsen & Toubro Ltd.3.09%

Sectorsas on 31 May 2026

Financial Services29.84%
Healthcare9.19%
Metals & Mining8.55%
Power7.26%
Fast Moving Consumer Goods6.87%

Returns over the years

as on 31 May 2026
Current value of ₹10,000 invested
Annualized (%)Nifty 500 TRIBenchmark(%)Nifty 50 TRIAdditional Benchmark(%)SchemeNifty 500 TRIBenchmark(%)Nifty 50 TRIAdditional Benchmark(%)

Since Inception

04 Aug 2021

15.83%11.62%9.20%₹20,307₹16,989₹15,282
Last 1 Year3.45%0.28%-3.85%₹10,344₹10,028₹9,616
Last 3 Years17.85%13.92%9.54%₹16,361₹14,778₹13,140
Last 5 YearsNANANANANANA
Disclaimer:
Past performance may or may not be sustained in future. Different plans have different expense structure
.

Fund Managers

Rahul Singh Image

Rahul Singh

Managing since 16 Jul 2021

Murthy Nagarajan Image

Murthy Nagarajan

Managing since 16 Jul 2021

Sailesh Jain Image

Sailesh Jain

Managing since 16 Dec 2021

Hasmukh Vishariya Image

Hasmukh Vishariya

Managing since 01 Mar 2025

Riskometer

This product is suitable for investors who are seeking* :

  • An equity scheme that invests predominantly in Indian markets with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles.
  • Long Term Capital Appreciation.
Scheme riskometer: Very High
Benchmark riskometer: Very High

** Investors should understand that their principal will be at Very High risk

Scheme Documents