Tata Business Cycle Fund | Mutual fund Investments

Overview

Fund Size (AUM)

₹2701.70 Cr

as on 15 Feb 2026

CAGR

4.49%

1 Year

as on 31 Jan 2026

Expense Ratio

0.58 %

as on 31 Jan 2026

Fund Age

4 years 6 months

since 04 Aug 2021

Exit Load

0.50% of NAV

Within 30 days

Similar Funds

Tata Silver Exchange Traded Fund

INCEPTION

12 Feb 2024

FUND SIZE (AUM)

5439.1000 Cr

BENCHMARK

Domestic Price of Silver

RETURNS

1 YEAR

275.20%

3 YEARS

5 YEARS

Tata Silver ETF Fund of Fund

INCEPTION

19 Feb 2024

FUND SIZE (AUM)

1036.3400 Cr

BENCHMARK

Domestic Price of Silver

RETURNS

1 YEAR

222.87%

3 YEARS

5 YEARS

Tata Nifty Capital Markets Index Fund

INCEPTION

07 Oct 2024

FUND SIZE (AUM)

500.3800 Cr

BENCHMARK

Nifty Capital Markets Index (TRI)

RETURNS

1 YEAR

35.36%

3 YEARS

5 YEARS

Tata Banking & Financial Services Fund

INCEPTION

28 Dec 2015

FUND SIZE (AUM)

3264.4800 Cr

BENCHMARK

Nifty Financial Services TRI

RETURNS

1 YEAR

20.97%

3 YEARS

19.11%

5 YEARS

17.55%

Tata Nifty Financial Services Index Fund

INCEPTION

26 Apr 2024

FUND SIZE (AUM)

73.1300 Cr

BENCHMARK

Nifty Financial Services TRI

RETURNS

1 YEAR

18.02%

3 YEARS

5 YEARS

Tata Nifty Private Bank Exchange Traded Fund

INCEPTION

30 Aug 2019

FUND SIZE (AUM)

11.3700 Cr

BENCHMARK

Nifty Private Bank TRI

RETURNS

1 YEAR

17.74%

3 YEARS

11.88%

5 YEARS

11.92%

Summary

The investment objective of the scheme is to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.

Investment Philosophy

The fund aims to deploy the business cycle approach of investing to identify economic trends and invest in sectors and stocks that are likely to outperform.
During an expansion phase it will Buy either the sector leaders or Companies benefitting from the sectoral tailwinds during economic and business cycles.
During a contraction phase it will Invest in companies from sectors which provide cushion during downcycles.
We believe cycles have become shorter and a portfolio needs to adapt quickly to the changing environment. Hence, the need to have “Tata Business Cycle Fund” in your portfolio.

Portfolio Positioning and Construction

Each phase in the business cycle presents unique investment opportunities. Incorporating business cycles theme into investments helps make the most of the current economic environment
Recovery & Expansion-
- Investments that are more sensitive to faster economic growth and business activity will likely outperform.
  - Stocks of midsize and small companies, as well as emerging market equities
  - Younger, growth-oriented firms and industries
- Generally referred to as Cyclical Stocks
  - Cyclical Stocks have a direct relationship to the economy. These are Companies that make or sell discretionary items and services that are in demand when the economy is doing well.
  - These are stocks which do well during phases of increased consumption and high employment. Capital Goods, Industrials and other high capex sectors tend to perform well during economic upcycle
Slowdown & Recession
- Defensive investments and those that are sensitive to falling interest rates have greater potential to outperform
  - Stocks of larger and stable companies
  - Businesses that experience steady consumer demand even during economic slowdowns
- Generally referred to as Defensive Stocks
  - Defensive/Structural growth Stocks outperform the market when economic growth slows. They produce or distribute goods and services we always need.
  - Characterized by low penetration i.e. long runway for growth, strong balance sheet and robust ESG track record.

Exit Load

Redemption/Switchout/SWP/STP/non-SIP
1. On or before 30 days from the date of allotment: 0.50%.
2. After 30 days from the date of allotment: NIL.

Minimum Investment Amount

SIP

₹ 100

Lumpsum

₹ 5,000

Key Measures**	Fund	Benchmark
Standard Deviation	13.06	13.65
Sharpe Ratio	0.83	0.8
Portfolio Beta	0.85	NA
R Squared	0.84	NA
Treynor	1.07	NA
Jenson	0.13	NA

				Current value of ₹10,000 invested
	Annualized (%)	Nifty 500 TRIBenchmark(%)	Nifty 50 TRIAdditional Benchmark(%)	Scheme	Nifty 500 TRIBenchmark(%)	Nifty 50 TRIAdditional Benchmark(%)
Since Inception 04 Aug 2021	16.19%	12.93%	11.63%	₹19,629	₹17,266	₹16,393
Last 1 Year	4.49%	8.00%	9.00%	₹10,447	₹10,798	₹10,897
Last 3 Years	18.50%	16.72%	14.08%	₹16,641	₹15,902	₹14,848
Last 5 Years	NA	NA	NA	NA	NA	NA

Overview

Similar Funds

Tata Silver Exchange Traded Fund

Tata Silver ETF Fund of Fund

Tata Nifty Capital Markets Index Fund

Tata Banking & Financial Services Fund

Tata Nifty Financial Services Index Fund

Tata Nifty Private Bank Exchange Traded Fund

NAV Performance

Summary

Investment Philosophy

Portfolio Positioning and Construction

Exit Load

Minimum Investment Amount

Calculators

Explore More

Holding Analysis

Key Measures ^

Holdingsas on 31 Jan 2026

Sectorsas on 31 Jan 2026

Returns over the years

Fund Managers

Rahul Singh

Murthy Nagarajan

Sailesh Jain

Hasmukh Vishariya

Riskometer

This product is suitable for investors who are seeking* :

Scheme Documents