SIP at a Glance

A Systematic Investment Plan (SIP) lets you invest in a mutual fund through smaller, scheduled instalments instead of one large amount at once.

A SIP is an investment method, not a mutual fund; the scheme you choose determines where your money is invested.

With a fixed SIP amount, a lower fund unit price buys more units, while a higher unit price buys fewer units.

Earlier SIP instalments stay invested for longer, and any gains that remain invested can also participate in future growth.

SIP returns are market-linked, not fixed. Investment value can rise or fall, and no return or corpus is guaranteed.