• Laddering of maturities and diversity of issuers

The portfolio is well diversified across issuer category (PSU/corporate bonds, sovereign papers,  money market instruments)and with laddered up maturities to spread interest risk across a larger time horizon and also spread out investments across

• Accrual oriented

The fund seeks to add a small portion of high quality accrual papers for higher coupon income and with a potential for rating upgrade

• Safety Focus

The scheme seeks to invested in high quality issuers with and reasonable liquidity in the fund

• Investor suitability

The fund is suitable for investors looking for regular income/appreciation over a short to medium term period.

• The scheme would seek to invest at least 80% of the portfolios in AA+ and above rated corporate bonds and balance in other money market instruments.
• The Scheme will seek opportunities across the credit curve and will endeavor to take benefit from superior yield available from time to time.
• The security will be identified based on various parameters such as issuer’s credit rating history, financial track record of the issuer, corporate governance track record of the issuer, liquidity of the security, maturity of the security, interest rate scenario etc.

Nil