Why consider SIP?

• Helps you stay consistent with regular investments
• Averages your investments over time, reducing exposure to market volatality
• Supports long term participation in markets

Who may consider SIP?

• First-time investors looking for a structured start
• Salaried individuals investing from monthly income
• Goal-based planners (education, home, retirement etc.)

Why consider Lumpsum Investments?

• Use surplus funds such as bonuses, incentives or one time income
• Align Investments with specific goals and time horizons
• Get market exposure from time of investment

Who may consider Lumpsum Investments?

• Investors with surplus funds available at one time
• Investors comfortable with short-term market fluctuations
• Goal-focused investors with defined timelines

Why is this approach considered?

• Turn regular savings into a regular investing habit
• Help maintain consistency without frequent timing decisions
• Suitable for investors who prefer simplicity and structure

Who may consider this?

• Individuals with recurring monthly surplus
• Disciplined savers who prefer automated investing
• Long-term planners starting with small amounts