Systematic Investment Plan

Take your first step into the wonderful world of investments with Tata Systematic Investment Plan (SIP). Tata SIP is a simple method that helps you invest money regularly. It is just like a recurring deposit where you put in a fixed amount every month. Thus, it helps the good habit of disciplined investing.

SYSTEMATIC INVESTMENT PLAN (SIP)

A Systematic Investment Plan helps you invest a fixed amount regularly at a specified frequency say, monthly or quarterly. SIP is a simple method of investing used across the world. So, what are you waiting for? Start a Tata SIP today in our range of schemes from as low as Rs. 150/- per month.

How does an investor need to plan his investment?
  • When chasing a financial goal, the simplest form of planning is to invest regularly.
  • Most of us calculate our earnings, expenses savings on a basis. The easiest way to plan our investments, therefore, is on a basis.
BENEFITS OF SIP
Regular Investing
  • Identify your financial goals like buying a house, your first car, marriage, education.
  • Set aside and invest a fixed sum of money regularly to meet these financial goals.
  • Become a disciplined investor – maintain regularity.
  • A SIP will ensure all these for you.
Maintain discipline in your asset allocation
  • SIP helps avoid the temptation of jumping from one asset class to another during certain market conditions.
Rupee Cost Averaging
  • By investing a fixed sum at fixed intervals we can buy fewer units when the price is higher and more units when the price is lower. This is called Rupee Cost Averaging.

  • SIP takes care that your average price works out to be lower than the price you would have paid at the market peak. It takes care that you invest across market cycles. Your average price works out to be lower than investing at the market peak. It helps you avoid the temptation of timing your investments “Market Timing” is best left to professionals.

The Power of Compounding
  • Instead of saving a huge chunk of money and investing it in a lump sum investment, it is better to invest regularly in smaller amounts. The reason being while your lump sum investment may attract returns it does not give you the benefit of compounded interest that happens in SIP investment. With investment your investment grows and also your interest earns interest. To know how of compounding works click here to see an illustrated table.

SIP FOR YOU
chatbot icon
Declaration

The information and data contained in this Website do not constitute distribution, an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units of Tata Mutual Fund, securities or financial instruments in any jurisdiction in which such distribution, sale or offer is not authorised. The material/information provided in this Website is for the limited purposes of information only for the investors. In particular, the information herein is not for distribution and does not constitute an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units of Tata Mutual Fund, securities or financial instruments to any person in the United States of America ('US')/Canada.

Currently, the funds of TATA Mutual Fund have not been registered under the United States Securities Act of 1933 (the 'Securities Act') or under the securities laws of any state and the funds have not been registered under the Investment Company Act of 1940 (the 'Investment Company Act') of the United States. Units in the funds are therefore not being offered or sold within the United States/ Canada or to United States/ Canadian Persons.

By entering this Website or accessing any data contained in this Website, I/We hereby confirm that I/We am/are not a U.S. person, within the definition of the term 'US Person' under the US Securities laws/resident of Canada. I/We hereby confirm that I/We are not giving a false confirmation and/or disguising my/our country of residence. I/We confirm that Tata Mutual Fund/Tata Asset Management Private Limited (TATA AMC) is relying upon this confirmation and in no event shall the directors, officers, employees, trustees, agents of TATA AMC associate/group companies be liable for any direct, indirect, incidental or consequential damages arising out of false confirmation provided.