Transact Online is a service offered on www.tatamutualfund.com for investors of Tata Mutual Fund whereby they can Purchase, Redeem or Switch units of Tata Mutual Fund schemes online.
They can also view their Account Details, Transaction Details and Statement of Account online
How can I register for Transact Online facility? What are the documents / agreement required to use the Online Transaction facility?
Under the Transact Online facility we have 3 options, for availing these facilities we need to have an existing folio with Tata Mutual Fund where all the holders are KYC complied.
- Transact with PIN: This facility is available to investors who have received Personal Identification Number (PIN).
- Transact with PAN: For this option you are required to have a folio where all the holders are KYC complied. However, there are only limited features available under this option.
- Transact using User Name: Under this option you can yourself create a User Name and a password of your choice. To avail of this facility your folio/s should mandatorily have an Email ID registered. All your
folios where the PAN used for creation of User Name matches with the PAN of the first holder in the folio are available for transaction under the User Name created by you.
Creation of a User ID is a one-time process. To do this, you would need to click on the ‘Create User ID’ button and follow the instructions given below:
- Click on the option “CREATE NEW ACCOUNT”.
- Complete the Registration Details by selecting the Password (Password should be a minimum of 8 characters. The password must consist of alpha numeric and a special character and one Upper Case Character. The password must contain at-least one special character only from the following set (` ~ ! @ # $ % ^ & * ( ) _ = { } [ ] | : ' < > . ? / )
- Enter your PAN and Date Of Birth, , Personal Details, Address Details and the Bank Details.
- Choose a password of your choice
- Read the Terms and Condition in and give your consent for the same
- Click on ‘Register’
The following facilities are available under the Transact Online module using Transact with PIN and Transact using User Name module:
- Purchase
- Switch
- Redemption
- Registration of SIP/SWP/STP
- Cancelation of SIP/SWP/STP
- Viewing portfolio and Transaction History
- Viewing of account statement
- Viewing of Multiple banks registered.
- Further, profile maintenance features like change of PIN and Password is also available.
Under the Transact with PAN option you have the following options:
- Purchase
- Registration of SIP
Please note that the above mentioned facilities are not available for except Tata Young Citizen Fund.
The cut-off time for the online transactions is as applicable for the specific scheme in an offline mode.
NAV Applicability Table
Table I: Applicable NAV Matrix for Purchase irrespective of the amount of the transaction/Subscription
Case i: Business Day followed by Business Day
| Scheme | Day | Cut-off Time | Time of Transaction | Applicable NAV | Important Condition |
|---|
| Liquid / Overnight | T | 1.30 PM | Upto 1.30 PM | T-1 (Historic) | Funds are credited to respective scheme account & available for utilization before cut-off time on T day, without credit facility. |
| Liquid / Overnight | T | 1.30 PM | Upto 1.30 PM | Closing NAV of the day immediately preceding the day on which funds are available for utilization | Funds are credited to respective scheme account & available for utilization after cut-off time on T day. |
| Liquid/ Overnight | T | 1.30 PM | After 1.30 PM | T | Funds are credited to respective scheme account & available for utilization after cut off time on T day |
Case ii: Business Day followed by Non-Business Day
| Scheme | Day | Cut-off Time | Time of Transaction | Applicable NAV | Important Condition |
|---|
| Liquid/ Overnight | T | 1.30 PM | Upto 1.30 PM | T-1 | Funds are credited to respective scheme account & available for utilization before cut-off time on T day, without credit facility. |
| Liquid/ Overnight | T | 1.30 PM | Upto 1.30 PM | Last Holiday NAV (NAV of next business day-1calendar day) | Funds are credited to respective scheme account & available for utilization after cut-off time on T day. |
| Liquid/ Overnight | T | 1.30 PM | After 1.30 PM | Last Holiday NAV (NAV of next business day-1calendar day) | Funds are credited to respective scheme account & available for utilization after cut off time on T day |
Case iii: Business Day followed by Business Day/Non-Business Day
| Scheme | Day | Cut-off Time | Time of Transaction | Applicable NAV |
|---|
| All Equity/ Debt/ Hybrid | T | 3.00 PM | Upto 3.00 PM | The Closing NAV of the day on which the funds are realized up & available for utilization before 3.00 p.m |
| All Equity/ Debt/ Hybrid | T | 3.00 PM | Upto 3.00 PM | The Closing NAV of the day on which the funds are realized up & available for utilization before 3.00 p.m |
Table II: Applicable NAV Matrix for Redemptions
| Scheme | Applicable Amount | Day | Cut-off Time | Time of Transaction | Applicable NAV | Important Condition |
|---|
| Liquid / Overnight | All | T | 3.00 PM | Upto 3.00 PM | T | If T+1 day is a business day |
| Liquid/ Overnight | | | 3.00 PM | Upto 3.00 PM | Last Holiday NAV (NAV of next business day-1calendar day) | If T+1 day is a non business day |
| Debt / Equity / Hybrid | All | T | 3.00 PM | Upto 3.00 PM | T | |
Table III: Applicable NAV Matrix for Switches
| | Business Day followed by Business Day | Business Day followed by Non-Business Day |
|---|
| Schemes | Switch Out Scheme | Switch In Scheme | Switch Out Scheme | Switch In Scheme |
|---|
| Equity to Equity -Intra Scheme i.e. within the same Plans / Option of the same scheme | Same Day | Same Day | Same Day | Same Day |
| Equity to Equity (Inter Scheme) / Debt | Same Day | NAV of the Switch Out settlement date NAV (T+3 business days)
| Same Day | NAV of the Switch Out settlement date NAV (T+3 business days)
|
| Equity to Liquid | Same Day | NAV of Switch Out settlement date minus one day ( T+2 business days)
| Same Day | NAV of Switch Out settlement date minus one day ( T+2 business days)
|
| |
| Debt to Debt - Intra Scheme i.e. within the same Plans / Option of the same scheme | Same Day | Same Day | Same Day | Same Day |
| Debt to Debt (Inter Scheme) / Equity / Liquid | Same Day | NAV of the Switch Out settlement date (T+1 business days) | Same Day | NAV of the Switch Out settlement date NAV (T+1 business days) |
| |
| Liquid to Liquid - Intra Scheme i.e. within the same Plans / Option of the same scheme | Same Day | Same Day | Same Day | Same Day |
| Liquid / Overnight to Liquid/ Overnight – Inter Scheme | Same Day | Day Prior to T+1 Business Day | Day prior to Next Business Day | Day prior to Next Business Day |
| Liquid / Overnight to Equity / Debt | Same Day | NAV of the Switch Out settlement date NAV (T+1 business days) | Day prior to Next Business Day | NAV of the Switch Out settlement date NAV (T+1 business days) |
Equity: Tata Banking & Financial Services Fund; Tata Digital India Fund; Tata Equity P/E Fund; Tata Ethical Fund; Tata India Consumer Fund; Tata India Pharma & Healthcare Fund; Tata India Tax Savings Fund
; Tata Infrastructure Fund; Tata Large & Mid Cap Fund; Tata Large Cap Fund; Tata Mid Cap Growth Fund; Tata Flexi Cap Fund; Tata Resources & Energy Fund; Tata Retirement Savings Fund - Moderate Plan; Tata Retirement Savings
Fund - Progressive Plan; Tata Small Cap Fund; TATA Arbitrage Fund; Tata Equity Savings Fund; Tata Focused Equity Fund; Tata Index Fund; Tata Quant Fund; Tata Young Citizens Fund
Hybrid: TATA Balanced Advantage Fund; Tata Hybrid Equity Fund; Tata Multi Asset Opportunities Fund
Liquid: Tata Liquid Fund.
Overnight: Tata Overnight Fund.
Debt: Tata Dynamic Bond Fund; Tata Gilt Securities Fund; Tata Income Fund; Tata Medium Term Fund; Tata Money Market Fund; Tata Short Term Bond Fund; Tata Treasury Advantage Fund; Tata Ultra Short Term fund; Tata
Banking & PSU Debt Fund; Tata Retirement Savings Fund-Conservative Plan.
Yes. Tata Mutual Fund has taken sufficient measures to ensure that the information transmitted between you and us across the internet is safe and secured. We have obtained the Digital Security certificate which has one 128-bit encryption
level from Verisign
Currently we have the online purchase facility activated with the select banks as listed below and for payment through UPI
(Subscription of units is currently available if you are an account holder and have availed of Net Banking
facility with any of the following banks). Please note that incase of liquid and non liquid scheme schemes (equal to or more than 2 lakhs), the subscription NAV applicable will be subject to availability of funds in the AMC scheme account. For more details please check the NAV Applicability Tables above.
Banks available for Purchases
- Allahabad Bank
- Andhra Bank
- Axis Bank
- Bank of Bahrain and Kuwait
- Bank of Baroda
- Bank of India
- Bank of Maharashtra
- Bhartiya Mahila Bank
- Canara Bank
- Catholic Syrian Bank
- Central bank of India
- Citi Bank
- City Union Bank
- Corporation Bank
- Cosmos Bank
- Deutsche Bank
- Dena Bank
- Development Credit Bank
- Dhanlaxmi Bank
- Federal Bank
- HDFC Bank
- ICICI Bank
- IDBI Bank
- Indian Bank
- Indian Overseas Bank
- IndusInd Bank
- Jammu and Kashmir Bank
- Janata Sahakari Bank
- Karnataka Bank Ltd
- Karur Vysva Bank
- Kotak Bank
- Laxmi Vilas Bank
- NKGSB Bank
- Oriental Bank of Commerce
- Punjab & Maharashtra Co-operative Bank
- Punjab and Sind Bank
- Punjab National Bank
- RBL Bank
- Saraswat Bank
- Shamrao Vittal Co-operative Bank
- South Indian Bank
- Standard Chartered Bank
- State Bank of India
- Syndicate Bank
- Tamilnad Merchantile Bank LTD.
- TJSB Bank
- TNSC Bank
- UCO Bank
- Union Bank of India
- United Bank of India
- Utkarsh Small Finance Bank
- Vijaya Bank
- Yes Bank