In the Now

What is the Best Way to Secure your Child's Future ?

Planning for our children involves a higher level of emotional quotient than any of our other financial goals. Most of the time, we do think about questions like ‘where would my child study?’ ‘What would they become?’ ‘Will I be able to support my child's ambitions financially?’ And more such things whenever we sit down to discuss the future.

What are the Benefits of SIP Top Up – What is in it for me?

Investing in mutual funds allows you to invest bit-by-bit for your financial goals. You can do this through regular SIP (Systematic Investment Plan) investments in mutual funds. Now, SIP allows you to be flexible and regular at the same time with your investments.

Is It Viable to Invest in Soaring Markets?

Before you begin reading this article, answer this question-What makes you panic more?
Sinking markets or markets reaching an all-time high.

Is it Beneficial to Invest during Market Volatility? Here is What you Need to Know

Equity investing might sound intriguing to new investors. Often, what interests them is not the market but the short-term volatility associated with it.

ELSS: Tax Saving with a Hint of Goal Planning

When you think of the benefits of Equity Linked Savings Scheme (ELSS), the first thing that would come to your mind is saving taxes. But, did you know that ELSS offers three-pronged benefits-tax planning, equity-linked returns and long-term goal planning? There is much more to saving taxes in a tax saving investment. With a systematic approach to tax planning, you can realise the true potential of your investment.

Demystifying ELSS: Tax Saving and Wealth Creation

A good investment portfolio is like a well-maintained garden; it needs constant monitoring and involvement to bloom well. Besides, these depend on time and efforts, consistently. Every investor is looking for the “Top 10 List of Wealth Creation and Tax-saving Schemes” to help achieve their financial goals, especially in times like these.

The Impossible Trinity

Very simple way to explain what an investor wants can be condensed into 3 things, namely, good return, quick return and less volatility: basically Jyaada (more), Jaldi (quick) and kam jhatka (less volatile).

Investing and Forecasting

In 1906 famous statistician Francis Galton attended a fair in Plymouth where participants had to guess the weight of an ox and the one who guessed it right, won a prize. Galton looked at each of the entries and deduced the average weight guessed by all participants came in at 1198 lbs whereas the actual weight of the ox was 1197 lbs and that the crowd was often right.

GDP Explained (with Idli)

Imagine there is an island called 'ABC' where only 4 people reside, a farmer, a grocery seller, an idli-wallah and a Fertilizer manufacturer. The farmer sells rice, methi (fenugreek) seeds and urad dal to the grocery man. The grocery man converts rice into flour and sources some other materials like cooking oil from the neighbouring island. The idli-wallah buys this stuff from our grocerier and makes some delicious Idlis which are bought by the farmer for a fair price. Remember, there is one more person on this island, a Fertilizer manufacturer who had sold Fertilizer to the farmer. The grocery man sells extra fenugreek to the neighbouring island.

RBI to support the bond markets for the next 3 years

The Indian Debt Market rallied in the current financial year due to comfortable liquidity in the system of around Rs 6 Lakh crores, net inflows in mutual funds debt schemes crossing the Rs 1.50 Lakh mark. RBI also nudge interest rates down, by buying cutting repo and reverse repo rates by 40 basis points and 65 basis points, doing TLTRO of Rs 1.13 Lakh crores, open Market Operations and operation twist of above Rs 1.5 Lakhs crores

Gender Parity in the Corporate World

“Gender Parity in the Corporate World” – While this has been a buzz word for quite some time now, a concrete change is still quite a way away.

The Marketing Metamorphosis: WIP @ Tata Mutual Fund

The last 6 months have been remarkable when it comes to an impetus to “change”. We achieved in 6 months what would have taken us 5 years of unhindered backing to the craft of Marketing. As much as that is a rare occurrence, the sharpened impact of marketing is becoming a norm. And it’s measurable. Over-night all marketing moved into the digital space, because our physical world fell apart. This held true for the purchases of products and booking of services too. My guess is that happened because customers naturally gravitated into the digital space not by marketing design but by their own needs. Marketing no longer impacting revenues with a lag BUT in near real-time. More efforts are being directed in guiding consumers on to digital assets, which are being built more aggressively by organizations, for they want to keep ahead of their Consumers, who have learnt a trick or two faster than the organization was ready for.

Need for Long Term Repo operations by RBI in the Ten year segment

In my previous article, I have said AAA corporate bond rally to sustain in the current financial year. AAA PSU bond minus government bond spread has come down to 40 to 60 basis points across maturities. The fall in the shorter end of the yield curve is largely due to RBI conducting, Long Term Repo Operations ( LTRO) and Targeted Long-Term Repo Operations (TLTRO)  for 3-year maturity.

RBI operation Twist and OMO, buying in secondary markets- will it take the ten year below 6 % levels.

After the RBI monetary policy minutes release, the bond markets entered into a bearish mode, with ten-year bond yield traded above 6 % levels. This is after RBI has taken measures to control bond yields. RBI has done Rs 40000 crores of operation Twist, increased HTM limits for Banks from 18 % to 22 % for approved Government securities. RBI has also devolved the ten-year bonds around 6 % levels on primary dealers, when ten-year yields was trading 10 basis points higher in the secondary markets.

Covid 19 - Global Financial Crisis, Investment, Opportunities, Returns - Tata Mutual Fund

Masks and Gloves. Never imagined myself, to be geared up so for my usual grocery shopping oung, but unfortunately this is the reality now. Covid is one more “Black Swan” event in our lifeme. The last one was the Great Financial Crises (GFC)of 2008‐09, which also had global ramificaons.

Navigating the choppy waters... By Rupesh Patel, Senior Fund Manager, Tata Mutual Fund

Markets have bounced back from extreme pessimism that we saw towards the end of March. Some sectors of the market have clearly stood out in the recovery phase. In many instances the stock prices and valuations of companies in the winning sectors have gone beyond pre-covid level. We have also seen market breadth widening and mid and small cap participation in the rally going up. 

Active Investing and Execution

Why do investors put their hard‐earned money in the stock markets? To make good returns over a period.

The Test Match of Wealth Creation!

A tale another March, that of 2001; India having bowled out for 171 runs chasing the first innings score of 445 put up by the formidable Australian Team. Having been asked to follow on Team India batted for 2 days and went on to score 657.

Water everywhere, not a drop to drink?

“Water Water everywhere not a drop to drink” is a very famous phrase used originally in “The Rime of the Ancient Mariner” by Samuel Taylor Coleridge. In his book a sailor was stuck on his boat deep inside the ocean without any drinking water.

Economy and Markets Current Context