In the Now

Balanced Advantage Funds: A Smart Investment Choice

Balanced Advantage Funds have emerged as a smart investment choice in today's investment practices. They use a model-based approach and dynamically manage asset allocation between debt and equity, thereby effectively reducing downside risk and bringing stability to your portfolio. It also aims to generate risk-adjusted returns for investors. Of course, you must invest across several market cycles to get capital appreciation from risk-adjusted returns. But before discussing its benefits, it is important to understand Balanced Advantage Funds.

What is SIP? A Complete Guide to SIP Investment in Mutual Funds

What you need to know about Small-Cap Mutual Funds

A small cap fund is an equity mutual fund that invests in small-cap stocks. In India, SEBI guidelines mandate the categorisation of listed companies based on their market capitalization. According to SEBI categorization, large cap funds invest in the top 100 companies by market cap, mid cap funds invest in the next 150 companies, and small cap funds invest in the remaining companies (251st company and beyond).

Thinking Fixed Income

Global events, Central Bank rate actions, liquidity situation cause action in the Fixed Income space. Current year-end phenomena in India is adding to the same. The key for the portfolio manager is to map the debt market dynamics and regulatory framework to the fixed income portfolio actions, while the key for the investor is to align his investment criteria to fixed income portfolio characteristics while choosing fixed income funds to invest into.

What if you outlive your corpus! Prepare for Retirement

When it is about longevity, the factors leading to success are different and unintuitive. Pioneering world political reformers for decades together are not the ones who had the best ideas of reform. Rather they are those few world leaders who continued to remain strong-willed and carried out reform without losing energy beyond two decades.

How to invest smartly in ELSS mutual fund to save taxes

In the months of January, February and March, most people – whether salaried or professionals - have only one thing on their mind… “income tax”. Everyone is thinking about saving the maximum tax. According to the Government of India, you can save tax under various sections, some of which are Sections 80C, 80D, and 80EE. You can claim tax deductions up to Rs. 1.5 lakh under Section 80C.

Equity Linked Savings Scheme (ELSS) Investments: Everything You Need To Know

ELSS Funds bring a dual benefit – probable wealth creation while saving tax! What's more, they also help you aim for better returns when compared to other investment options. In spite of these benefits, many investors are unsure of investing in ELSS, due to the volatility and risk attached to it. 

Three Quick Methods for Obtaining Your Consolidated Mutual Fund Account Statement (CAS)

Diversification can help you reach your various financial goals on time. However, as you diversify investments across mutual funds, keeping track of all your investments across mutual fund schemes may be daunting.

What is NAV in Mutual Funds and How Is It Calculated?

Ganesha's Visarjan: Overcome obstacles to wealth creation

On this day of Ganesha’s visarjan let us see how we can aim to retire rich. One of the obstacles in this journey is the fear of investing and risk avoidance. Many people are hesitant to invest due to the fear of financial loss. This fear is genuine for most investors. Low financial literacy is one of the biggest roadblocks to investing. Knowledge is an essential asset when you're investing.

Today is an Auspicious Day to Invest

There's a saying in Sanskrit, 'Shubhsya Sheeghram'. It means a good deed must be done as soon as possible. It holds true for every facet of life, including investments.

The notorious steering wheel!

Recently played a car racing game on my phone, where I did very poorly and most of the time the car went off track. The steering was over responsive, and the car veered from one end to the other.  To keep pace and to get on to the track I fiercely turned the steering in the other direction only to be thrown off track but this time, on the other side!  This kept happening with me and staying the course was very difficult.  Sometimes I was too fast and in some places, too slow.

From India to Digital India

The IT services and ITeS employed more than 4 million professionals during FY21. The plan for the upcoming 5G telecom services, agri-drones, blockchain and more in Budget 2022-23 proves that we are moving from India to "Digital" India.

The discipline of Passive and judgment of Active- Diversify

Rules make things simple. Do the right thing - if you apply this rule, you don't have to judge a situation or person from its fairness perspective. Just keep it simple by doing the right thing and keep moving.

What is Risk Profiling, and How to Use it?

"Mutual funds are subject to market risk....". You would have come across this disclaimer said breathlessly in mutual fund advertisements. But, have you wondered, what are these risks, how do you measure them and how can you match them with your investments?

Fixed Maturity Plans Simplified

What comes to your mind when you think of terms, such as ‘fixed’ and ‘maturity’? If you are thinking of debt investment, you are correct.

But what exactly can be a fixed maturity plan?

A Fixed Maturity Plan (FMP) is a kind of debt-based mutual fund which is closed-ended in nature. Meaning, you invest in a debt mutual fund with a fixed tenure.

Mutual Funds - Myths Busted

Myths can lead you to erroneous conclusions. Your investments are no different. There are myths around mutual fund investment that need to be busted to have a fruitful investment experience. 

Everything You Need to Know About Hybrid Funds

A ‘hybrid’ of something in a literal sense would result from combining two different elements. But do you have any clue on what a hybrid mutual fund is?

A hybrid fund allows you to invest in equity and debt instruments through a single fund. Therefore, they are also called multi-asset funds. Furthermore, there are types of hybrid funds formed with different debt-equity combinations that address various types of investors. 

All You Need to Know About Shariah Investing

Before we begin analyzing Shariah Investing, let's first understand what Shariah is. Shariah, broadly translated as 'clear path' or 'way to the original source', governs the day-to-day life of people following Islamic tradition, including financial activities like investing.

What are the Types of SIPs Available, and how are SIP Returns Calculated?

What's your favourite drink during summertime? Is it the classic lime juice? Or the refreshing watermelon juice? Or do you like sugarcane? When you have your favourite summer drink, usually sipping brings out the flavour of the juice. Similarly, a regular, gradual and consistent approach rather than a one-time lumpsum approach can sound better when it comes to your investments.