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Debt Products

Type of Scheme

A close-ended debt fund.

Launch Date

Scheme A: May 23, 2008
Scheme B: July 2, 2008

Fund Objective

The investment objective of the scheme is to generate income and / or capital appreciation by investing in wide range of Debt and Money Market Instruments.

Fund Investment Strategy

For the purpose of achieving the investment objective, each plan under the scheme will invest in a portfolio of securities normally having maturity duration in line with the maturity duration of the respective plan.

Fund Investment Composition

Proportion ** % of funds available
Type of Plan	Types of Instruments	Likely around (%)	Risk Profile
Scheme A / Scheme B	Debt and Money Market instruments & securitized debt	100	Low to Medium

** At the time of Investment
No investments would be made in foreign securitized debt. The scheme may invest upto a maximum of 50% of the scheme's net assets in domestic securitized debt. If permitted by SEBI under extant regulations / guidelines, not more than 25% of the net assets of the scheme shall be deployed in securities lending. The Scheme would limit its exposure, with regards to securities lending for a single intermediary, to the extent of 5% of the total net assets of the scheme at the time of lending. The scheme net assets will have a maximum derivative net position of 50% of the net assets of the scheme. Investment in derivative instruments may be done for hedging and Portfolio balancing.

Plans & Options

Scheme A / Scheme B - 13 Months Maturity.

Load Structure

Entry Load :Nil

Exit Load :1% if redeemed before maturity, Nil on maturity. Exit load will be charged only in case of redemption before maturity in all the schemes.

Minimum Application Amount

Scheme A / Scheme B
Regular Plan: - Minimum of Rs.10, 000/- and in multiples of Rs 1/- thereafter.
Institutional Plan: - Minimum of Rs.25, 00, 000/- and in multiples of Rs 1/- thereafter.